Search found 5306 matches

by hambone1
Wed Oct 15, 2008 2:04 pm
Forum: Music and Audio Production
Topic: How do you live with your debt?
Replies: 78
Views: 5574

Abu Dhabi is ridiculously expensive. The company I'm contracting for puts us up in Al Ain, which is unfortunately 90 minutes from work. As more industry moves into Al Ain, the prices there are rising, too. IMO, worldwide house prices will settle to realistic and affordable levels. They've been hyper...
by hambone1
Wed Oct 15, 2008 12:15 pm
Forum: Music and Audio Production
Topic: How do you live with your debt?
Replies: 78
Views: 5574

It can be tough to get there, but home ownership really pays off once the mortgage is paid off!

It means a sizeable increase in disposable income, less reliance on cash in retirement, and becoming impervious to variations in the housing market, as long as you don't plan on selling (and I don't).
by hambone1
Mon Oct 13, 2008 1:45 am
Forum: Music and Audio Production
Topic: Will the global economic crisis affect our music apps?
Replies: 24
Views: 1470

IMO, the end of the continuous flow of cheap equipment and software can be a good thing.

Those with talent will shine through irregardless of the tools, and the exponentially-growing mountain of useless music will dwindle.
by hambone1
Thu Oct 09, 2008 7:31 pm
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

massiveheadpain wrote:The main problem we have encountered is people want to buy what they can't afford... Unless we are forced to live within our means no one will learn anything.
+1.

If only we had the discipline and values to do this ourselves, we wouldn't be in such a mess.

Hopefully, we'll learn this time around.
by hambone1
Thu Oct 09, 2008 12:09 pm
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

jeskola wrote:
hambone1 wrote:
jeskola wrote: Sais the man living it up in abu dhabi who's spunked rakes of cash on musical equipment :lol:
That I bought without credit...
I'm jesting :? :lol:
:lol:

And I'm hardly living it up... keeping my head down, working hard, and keeping the proceeds under the bed!
by hambone1
Thu Oct 09, 2008 12:04 pm
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

Had we all been responsible, this wouldn't have happened. Things will be better on the other side of the forced values readjustment. Perhaps those materialistic folks among us will then realize what's really important in life. And it ain't the big house, the 4x4, and the 50" LCD TV. Sais the man li...
by hambone1
Thu Oct 09, 2008 11:56 am
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

Had we all been responsible, this wouldn't have happened.

Things will be better on the other side of the forced values readjustment. Perhaps those materialistic folks among us will then realize what's really important in life.

And it ain't the big house, the 4x4, and the 50" LCD TV.
by hambone1
Thu Oct 09, 2008 5:06 am
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

Dominik wrote:usa is fucked.


for a german it is a great feeling you motherboardfucker.
:roll:
Has your prescription run out again? :wink:
by hambone1
Thu Oct 09, 2008 4:41 am
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

It will all sort itself out. People are now unable to borrow beyond their means. Mortgages will once again be linked to your income. Credit card limits will be low and also linked to your income. If you want something, earn the money and buy it. The days of irresponsible borrowing are over. I see th...
by hambone1
Wed Oct 08, 2008 4:10 pm
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

forge wrote: you could be dead tomorrow, so live today
+1!
by hambone1
Wed Oct 08, 2008 4:06 pm
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

NorthernMonkey wrote:
Bagatell wrote:Banking Collapse Announces the Beginning of the Golden Age
Please keep your seatbelts fastened until the valves have warmed up.
It's internet rubbish like that that is causing even more people to panic.
+1.

Paranoia is a dangerous thing...
by hambone1
Wed Oct 08, 2008 2:50 pm
Forum: Music and Audio Production
Topic: OT:Financial Crisis and us
Replies: 86
Views: 9188

arctic ranger wrote:I suppose I am benefiting from wall streets greed as well :lol:
It's not just Wall Street. It's our materialistic greed, too. Nobody forced us to live beyond our means.
by hambone1
Tue Oct 07, 2008 4:36 am
Forum: Music and Audio Production
Topic: Democracy still works. Bill a no go
Replies: 439
Views: 25703

This isn't just about the government and big business. It's easy to point fingers at someone else. It's also about irresponsible borrowing and lending, and people living beyond their means. Without the personal discipline and values to control ourselves, it has been forced upon us. And when the smok...
by hambone1
Sun Oct 05, 2008 8:46 am
Forum: Music and Audio Production
Topic: Greetings from Abu Dhabi!
Replies: 53
Views: 4035

Re: Greetings from Abu Dhabi!

What a fantastic place! Perfect weather, kind people with morals, standards, and values, tons of recreational activities and entertainment, superb shopping, and cheap gas. Haven't found a negative yet! Nice, man. How's your ecological footprint down there? Must.. not.. buy.. Hummer.... (rode in my ...
by hambone1
Thu Oct 02, 2008 7:11 pm
Forum: Music and Audio Production
Topic: Democracy still works. Bill a no go
Replies: 439
Views: 25703

I realize that the UAE isn't the real world, but I don't think irresponsible borrowing and living beyond one's means are an issue here like in the US. And it's not all rich folks here.

I don't know enough about it, though...