Local artist has all his gear stolen.

[Mesmer]

$1400 annually covers about $30K in gear. It does include replacement cost for breakdown for items out of warranty, as long as you have each item insured for the amount it would cost to replace it. It includes worldwide cover, cover in vehicles, breakdown cover, public liability and personal accident insurance, and rental costs while awaiting a claim.

I don't know if you have the equivalent in the US: http://www.musicguard.co.uk/home.asp

They DO rake you over the coals to minimize fraud when making a claim, though. I guess they've dealt with enough musicians!

Many thanx.
-h

[Poster]

that's not the issue at hand.
what a wonderful community.
lawyers. not far from thieves.

assuming you're from the US;
blame it on that lovely "i'll sue your ass' culture you americans created..

here in europe a lawyer still seems to be a decent profession..
at least till the day you need one..

poster your views of the US are hilariously miopic. did you know that we eat our young and have sex with our parents? anyway, I'm off to lunch at McDonalds in my baby harp seal fueled SUV.

I really don't see why I am myopic because i say the US has a lovely thing going with lawyers..
I didn't mention Disney did I?
When I visit the US and turn on the TV in every freaking commercial break there is at least 1 freaking lawyer commercial..
With a slick suit telling me how to get money from other people..
But besides that, the US is known for it's 'sue' culture anyway..
I don't live there, so no I can't have objective judgement, ofcourse..

So who to blaim? The demand creates a profession to fill the need I guess..

Let me know how your Mc Chicken tasted..

[kramerica]

So who to blaim? The demand creates a profession to fill the need I guess..

Bingo.

Everyone blames lawyers b/c they are the one's doing the argument and getting the press. But, here in reality land, it is the layman to blame (the party that hired the lawyer to bitch about [insert claim]) who initiates and presses forward with a suit. The lawyer is just a "representative" of that party and acts in that party's interest, so long as it is ethical. The lawyer also has an ethical responsibility to take cases so long as they're not frivolous - which brings me to the second culprit: Judges.

Judges are the ones who decide whether a case is frivolous (if the lawyer hasn't already vetted the case for that reason) and, therefore, needs to be thrown out. (yes, judges are lawyers too but be more specific in your attacks).


...

RE: Katrina

I don't think Katrina had anything to do with the lack of flood insurance offered by private insurers. I think it's just too hard to underwrite that risk and the companies have come to a consensus that exposing themselves to such a risk would bankrupt them. But, yeah, it sucks for me. That's why I'm gonna get instrument insurance now.

[Tone Deft]

I really don't see why I am myopic because i say the US has a lovely thing going with lawyers..
I didn't mention Disney did I?
When I visit the US and turn on the TV in every freaking commercial break there is at least 1 freaking lawyer commercial..
With a slick suit telling me how to get money from other people..
But besides that, the US is known for it's 'sue' culture anyway..
I don't live there, so no I can't have objective judgement, ofcourse..

The demand creates a profession to fill the need I guess..

Let me know how your Mc Chicken tasted..

it's the anti-US sentiments that are rampant around here, it's worse than fox news, it's rarely anything positive and it's even more rare to hear about OTHER countries, which is too bad because we do cover the f-ing planet in forum membership, pretty cool. it gets tiring reading foreigners dressing down your own country all the fucking time when it really is a good place to live and there are positive things going on.

you have completely valid points, the courts are full of frivilous lawsuits, a friend of mine is in one now (obese woman falls because his dog scared her, multi million dollar lawsuit) and the 'Law firm of Dewey, Cheatem and Howe' commercials are ambulance chasers.

anyway, I used the word miopic because for the most part all I read around here are the fox news-like rants about how the US sucks and is totally fucked up, yet nothing about the countries the ranters live in.

I passed on the McStomach ache and went for the cobb salad, pretty tasty.

[b0unce]

it's the anti-US sentiments that are rampant around here, it's worse than fox news, it's rarely anything positive and it's even more rare to hear about OTHER countries, which is too bad because we do cover the f-ing planet in forum membership, pretty cool. it gets tiring reading foreigners dressing down your own country all the fucking time when it really is a good place to live and there are positive things going on.

you have completely valid points, the courts are full of frivilous lawsuits, a friend of mine is in one now (obese woman falls because his dog scared her, multi million dollar lawsuit) and the 'Law firm of Dewey, Cheatem and Howe' commercials are ambulance chasers.

anyway, I used the word miopic because for the most part all I read around here are the fox news-like rants about how the US sucks and is totally fucked up, yet nothing about the countries the ranters live in.

man you're the myopic one. No one wants to talk about their local BS, most people want to stick to universal topics...but you'll get americans who'll start talking about the super bowl here in the forum like everyone should know, or crap thats on american TV, or some dude who got shot in michigan..... and thats where a big chunk of your anti-american sentiment comes from. The rest comes from your great foreign policies.

fuck america

[I find it hard to believe you're actually dissing folks for not talking shit about their own locality, another doublethink gem!]

[Mesmer]

fuck america

You are so banned man. Just wait until the other thread is up. 'cause, like, 'cause ableton hq is not going to expose itself to White House case, when they come for you all lawyered up...

so banned. We'll miss ya.
-h

[Tone Deft]

man you're the myopic one. No one wants to talk about their local BS, most people want to stick to universal topics...but you'll get americans who'll start talking about the super bowl here in the forum like everyone should know, or crap thats on american TV, or some dude who got shot in michigan..... and thats where a big chunk of your anti-american sentiment comes from. The rest comes from your great foreign policies.

fuck america

no, you're the miopic one

'univeral topics' does not mean the US, that's miopic. now you'll come back with the US' foreign policy being a universal problem, again, miopic, there's more to the US than foreign policy.

you fail to recognise talk about cricket, futball and tv shows outside the US, miopic, you're focused on the US.

I'm not talking about US citizens talking about US culture I'm talking about non-US citizens constantly ranting on and on like they were on fox news, it's rhetorical tiresome whining.

'fuck america'? you're a tool.

[b0unce]

'univeral topics' does not mean the US, that's miopic. now you'll come back with the US' foreign policy being a universal problem, again, miopic, there's more to the US than foreign policy.

there might be more to the US if you live there, for the rest of the world there is only foreign policy and BAD tv.
universal topics, as in...oh lets say...music related stuff. hey politics comes up all the time, not anyone's fault america has its greasy thumb in all the pies...except maybe american taxpayers but thats debatable.

you fail to recognise talk about cricket, futball and tv shows outside the US, miopic, you're focused on the US.

they pop up about...oh 1 thread for every 10 US threads. true or false ? fuckin hell you've even got guys talking about salad bars in san diego or some shit.

I'm not talking about US citizens talking about US culture I'm talking about non-US citizens constantly ranting on and on like they were on fox news, it's rhetorical tiresome whining.

refer to my previous message

'fuck america'? you're a tool.

no YOU'RE a tool, and past it too

[Poster]

it's the anti-US sentiments that are rampant around here, it's worse than fox news, it's rarely anything positive and it's even more rare to hear about OTHER countries, which is too bad because we do cover the f-ing planet in forum membership, pretty cool.

aey.. I'm not part of the US rant club because I never enter the US based OT's..
Not because I don't have anything useful to contribute or not interested,
but more because I don't let myself getting dragged into the mud on a interweb forum..

I do kind of agree with b0unce that US-OT's do contribute to the stigma though..
People starting threads like "Did you hear mr. Jackson' cat died?" are assuming everyone knows him, or the cat...
Point is; although the larger portion of posters here are americans doesn't mean some of them have to act as it were an american forum..

it gets tiring reading foreigners dressing down your own country all the fucking time when it really is a good place to live and there are positive things going on.
anyway, I used the word miopic because for the most part all I read around here are the fox news-like rants about how the US sucks and is totally fucked up, yet nothing about the countries the ranters live in.

I can only relate to that on a cheese, woodenshoes, windmills, hookers and free-weed-to-the-people level..
you see; we are a small world player.. the biggest always catch the most wind..
We only get mass-media-witch-hunted on FOX when a native dutchy supposed to have murdered a US girl on the island of Aruba..

I'm the last person you have to convince the US can be a good place to live in, really..

I passed on the McStomach ache and went for the cobb salad, pretty tasty.

aighty then..

[forge]

I think they're just trying to offer advice for other people reading the thread who may not have thought of this.

no, that's just talk. not the point here.
something like this:
http://www.musicins.com/
accompanied by the talk, would be advice.

well, as I said in my post, I have no idea what they offer in the US, but I will be amazed if there isnt a good deal somewhere

just saying, in Australia you can get a pretty good deal - my girlfriend paid about $300 AUD to cover about $10,000 AUD for the year

I think this is one of those areas where Australia still has the standard of life advantage though because insurance is still quite cheap (relative to the UK at least)

for me personally, I dont really gig and the bulk of my gear these days comes under the $2000 away from home cover of our home contents insurance - so I can take out my laptop and sound card and UC-33 and they are covered, but that's pretty much it - that's all I need though

but my girlfriend gigs every weekend with a PA, lights and laptop and she needs that cover - our income is completely dependent on it

we are still paying of last years tax (with interest no doubt) in bits, but we managed to find the money for the insurance because it is essential - if her gear got ripped of we would be screwed, so it's just not an option

and for our home contents insurance, her old powerbook had a power surge and with little fuss they replaced it with a new macbook, then later on I accidentally stood on my laptop and now have a new one - and we only pay $30 AUD per month for that insurance, and the premiums dont go up after a claim like with cars

this is with RACQ insurance for those in Oz

so this is all info for Australians here but I would be amazed if the US doesnt have something similar

[mdb]

Voted #1 most likely place to get your gear stolen

1. Your Car

Happens everytime.

Bummer for that guy and good luck getting it back. He obviously had some huge karmic debt that needed to be paid. Everything happens for some reason that you find out later..

[jesQuick]

Voted #1 most likely place to get your gear stolen

1. Your Car

Happens everytime.

Bummer for that guy and good luck getting it back. He obviously had some huge karmic debt that needed to be paid. Everything happens for some reason that you find out later..

You are so lame... Most idiotic thing I´ve ever heard!! So when a 14 year old girl gets raped by her step-dad or a kid dies of hunger in Etheopia... Its because they caused some bad karma...

Moron!!!

just my 2c

[koneko]

you guys bitching eachother here are very stupid

so, back to the original topic. a guy, appearently wonderful musician (im in love with the littlefoxes stuff) lost his gear and his job for the next months or so. im sure he'll be fine and actually benefit something out of it at the end.. but you can help it be less painfull.

[b0unce]

you can help it be less painfull.

cool, what have you donated ?

[Daim]

wtf people are die of hunger and u are givin money to someone who got his gear stolen?

wtf