This is not clear.
I don't see any reason where raising down the bpm would ruin your clips placement in the arrangement.
You said:
a clip that began at 0'24" (ie bar 13 @BPM=120) now begins at 0'30" (still bar 13 but at @BPM=95)
don't look at the timing, look at the measures.
I would like to see both screenshots comparison > the project at 120 bpm and the same one at 95 bpm.
Take a wide view of the arrangement section and do screenshots.
The only real problem with bpm and audio clips is where you use lot of repitch, there it really turns to nightmare for reediting concerning pitch.
OR with unwarped clips, there off course every timings could be ruined.
Maybe, try changing bpm inside the clips themselves:
I've just been trying out with my own older projects with plenty of audio editings.
Moving bpm up or down doesn't move anything.
Even if I tick/untick the lock enveloppes button.

you can see my arrangement doesn't move at all, nothing is ruined.
I've checked again, even automation is in place both in clips and arrangement itself
It is logical that the timing will change as you change the bpm, you said it yourself [see my quote].
why is the timing so important for you then?
Maybe you think there's a problem though there is not.
If you play a song faster, it will last shorter.
if you play it slower, it will last longer.
common sense